Workers’ compensation claims are different from other types of legal claims in that you don’t need to prove your employer did anything wrong to receive compensation. Instead, you are entitled to recover as long as you suffered an injury in connection with your work. Nearly all employers are required to carry workers’ compensation coverage for their employees, and the only requirement is that the injury occurred while on the job — this could be anything from being injured while operating heavy machinery to getting into an accident while acting as a delivery driver.
The workers’ compensation claim process is supposed to be simple. You just need to report the injury to your employer, undergo a medical evaluation, and then receive compensation for your expenses and lost wages. While the process often goes smoothly, there are still far too many cases where it does not, and this is usually because the insurance company is trying to avoid making a payment or the employer doesn’t want their insurance premiums to increase.
If you are injured as a result of a workplace accident, you must be fully compensated for medical costs, lost time from work, and future wages if you suffer a long-term or permanent disability. If your claim is denied or does not provide you with adequate compensation, you have the right to appeal it. Speak with an attorney if you are having trouble getting your claim approved or if you aren’t sure whether the offer is fair.
In order to successfully appeal your claim, you will need to provide medical documentation and other evidence detailing your financial losses from your injury. Preparing early will ensure that everything is in order when you go to your appeal hearing. If you need assistance with a workers’ compensation claim in Maryland, Virginia, or D.C., contact Moloney Law today.